Online Banking

Certificate of Deposit Interest Rates

All rates current as of: 11/28/2023

Rates and yields apply to both regular and IRA certificates.

Term Interest Rate APY1
6 Month 4.17% 4.25%
10 Month 4.65% 4.75%
12 Month 4.89% 5.00%
24 Month 4.41% 4.50%
36 Month 4.17% 4.25%
48 Month 4.17% 4.25%
60 Month 4.41% 4.50%

1 Annual Percentage Yield

Current specials are highlighted in red.

Silver Hawk Club Members: Add 0.05% to the rate on CDs with a term of 24 months or less; add 0.10% to the rate on CDs with a term greater than 24 months. Not applicable to specials or promotions.

Minimum $1,000.00 deposit required to open a CD. Early withdrawal from a CD may result in a penalty of up to 1/2 the stated interest for the full term. 

Equal Housing Lender logo
NCUA logo

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Certain restrictions may apply to the products and services described above. Contact the credit union for details. MUCFCU is not an entity of Miami University.