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Savings Account Interest Rates

All rates current as of: 2/25/2024
Account Interest Rates APY1
Regular Savings 0.05% 0.05%
Christmas Club/Holiday Savings 0.10% 0.10%
Kiddie Hawk 0.15% 0.15%
Silver Hawk 0.15% 0.15%
Special Savings 0.05% 0.05%


Account Interest Rates APY1
IRA Savings 0.15% 0.15%

1Annual Percentage Yield

Regular Savings accounts must maintain a $5.00 balance in order to obtain APY. Fees may be assessed for account dormancy or for exceeding withdrawal limts, which may reduce earnings on the account. For a list of possible fees, see the Fees page. 

Early withdrawal penalties may apply to IRA distributions made before age 59 1/2. Early withdrawal penalties are assessed by the I.R.S., not by the credit union. To see if you qualify for an early withdrawal exception, consult with a financial planner or tax advisor.

All credit union accounts are subject to the Membership and Account Agreement and Funds Availability Policy.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Certain restrictions may apply to the products and services described above. Contact the credit union for details. MUCFCU is not an entity of Miami University.