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Consumer Loan Interest Rates

All rates current as of: 1/22/2018

Motorcycles & ATVs

Type Up to 60 Months 61-75 Months
New Motorcycles, etc 3.99% 4.99%
Used Motorcycles, etc 5.99% 6.99%

Campers, Boats, & RVs

Type Up to 60 Months 61-84 Months 85-108 Months 120 Months
New Boats, Campers, etc 4.49% 5.49% 5.49% 5.49%
Used Boats, Campers, etc 5.49% 6.49% 6.49% 6.49%

Farm & Lawn Tractors

Type Up to 60 Months 61-84 Months 85-108 Months 120 Months
New Farm Tractors, etc 5.99% 7.99% 7.99% 7.99%
Used Farm Tractors, etc 6.99% 8.99% 8.99% 8.99%

Unsecured/Signature Loans

Type 36 Months 48 Months 60 Months
Unsecured Personal and Bill Consolidation 9.50% 10.50% 11.50%

The Annual Percentage Rates (APRs) listed above are minimum rates reflecting the highest credit rating, along with a .35% rate discount for Payroll Deduction and Automatic Loan Payments. The rate you pay will be based on individual credit history, account relationships, and the term of the loan. Maximum rate on any loan is 18.00%.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Certain restrictions may apply to the products and services described above. Contact the credit union for details. MUCFCU is not an entity of Miami University.