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Auto Loan Interest Rates

All rates current as of: 1/16/2019
Term Best Rates (APR) By Model Year -- New & Used Vehicles
2019-2017 2016-2014 2013-2011 2010 & Older
(value $10,000+)
2010 & Older
(value <$10,000)
Up to 48 Months 3.69% 4.29% 4.89% 6.39% 8.99%
60 Months 4.00% 4.59% 5.29% 6.99% N/A
72 Months 4.49% 5.00% N/A N/A N/A
84 Months 6.00% N/A N/A N/A N/A

1The Annual Percentage Rates (APRs) listed above are minimum rates reflecting the highest credit rating, along with a .35% rate discount for Payroll Deduction and Automatic Loan Payments. The rate you pay will be based on individual credit history, account relationships, and the term of the loan. Maximum rate on any loan is 18.00%. Certain restrictions apply.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Certain restrictions may apply to the products and services described above. Contact the credit union for details. MUCFCU is not an entity of Miami University.