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Tough Times? We've Got Your Back

To help during these tough times, we're offering two new Personal Loans:

  • Up to 60 month repayment term*
  • Option to defer payments for 90 days
  • Fast credit approval
  • Absolutely no prepayment penalties
  • Payroll deduction available
  • Ask about our Immediate Loan Decisioning

Apply for Your Personal Loan Now

We are here to assist our members experiencing financial hardship during the present crisis. If you experience hardship related to a loan, mortgage, or credit card balance, please let us know by calling (513) 523-8888.

*Secured loans as low as 4.99% APR. Unsecured loans as low as 6.99% APR. Repayment terms up to 60 months for loans greater than $5,000; up to 24 months for loans of $5,000 or less. Minimum loan amount of $1,500. Risk based pricing applies.

Certain credit restrictions apply. Subject to a Loan Processing fee of $60.00 for unsecured loans, $75.00 for secured loans. Fees may be assessed for late payment; for a complete list of possible fees, see the Fees page. Rates, annual percentage rate (APR), terms, conditions and product components are subject to daily change without notice. MUCFCU is not a legal entity of the university.

Pam Gramman

Loan Officer

Phone: (513) 523-4699 ext. 9506

Ashley Erskine

Loan Officer

Phone: (513) 523-4699 ext. 9505


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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Certain restrictions may apply to the products and services described above. Contact the credit union for details. MUCFCU is not an entity of Miami University.