Open an Account at the Credit Union

Fields marked with a star (*) are required. Please call a Member Service representative at (513) 523-8888 if you have any questions.

(Note: This form is for new MUCFCU members to provide preliminary information for opening a new account. If you already have an account at MUCFCU and wish to add an additional account type, please stop in or call (513) 523-8888.)

Personal Information
*First Name

Middle Name

*Last Name


*Birthdate (MM/DD/YYYY)

*Daytime Phone


*Mother's Maiden Name

*Membership Eligibility

Current Address  (You must have a physical address. No P.O. Boxes. If you have recently moved and your new address does not match the address on your driver's license or government-issued ID, you may be asked to present a second form of identification containing your new address (i.e., a utility bill).)




Employment Information
*Current Employer


*City of Employer

Driver's License/State ID Information
All new members must show a current driver's license, state-issued ID, passport, or other form of government-issued photo ID in order to open an account. If you are unable to provide a proper photo ID, you may not be able to open an account.
*License or State ID Number

*Issuing State

*Issue Date

*Expiration Date

*Are you opening this account with a Joint Owner?

Joint Owner Information  (If you are not applying with a joint owner, click here to skip to the next section of this form. Fields marked with a + are required if you are applying with a joint owner.)
+First Name

Middle Name

+Last Name


+Birthdate (MM/DD/YYYY)

+Daytime Phone


+Mother’s Maiden Name

+Membership Eligibility





+Current Employer


+City of Employer

+License or State ID Number

+Issuing State

+Issue Date

+Expiration Date

Account Information
*Which account type(s) do you want to open? Check all that apply.
Regular Savings
Silver Hawk
Money Market
Other (i.e., Holiday/Christmas, Special Savings, etc.)
Regular Savings is required for all new MUCFCU members. Certain qualifications must be met in order to open a Checking account or Money Market account.
Please indicate which optional products and services you would like to add to your account. Check all that apply.
Debit or ATM Card  
(Subject to a $1.50/mo. fee. Certain restrictions apply.)
              Desired PIN (must be exactly 4 digits)

Online Banking
              Desired Password (must be at least 8 characters, including
              at least 1 letter and at least 1 number character)

E-Statements (Requires MUCFCU Online Banking)
Courtesy Pay Overdraft Protection
(Requires MUCFCU Checking. Click here for more info.)
Payable On Death (POD) Information
POD designates a beneficiary for your funds in the event of your death. With POD, the beneficiary may access your account only after your passing.
Desired POD Beneficiary/Payee

Beneficiary’s Relationship to You

Beneficiary Address

Beneficiary City

Beneficiary State

Beneficiary ZIP

Signing the Paperwork
In order to officially open your account, you will be required to come into a Miami University and Community Federal Credit Union office, to sign your paperwork and present your ID.

Please allow at least one full business day, so that we can process your application.

If applying with a joint account owner, both applicants must be present with ID to open the joint account.

*Which of our offices would you like to come to? (Click here for our hours and locations.)

*What day would you like to come in and sign?

*Around what time?

By clicking the button below, I (we) understand that I (we) will be required to present a current, state- or federally-issued identification and provide a physical signature at an MUCFCU office, before my (our) account is opened. I (We) certify that the above information is true and complete, and understand that any wrong or erroneous information may disqualify my (our) application. I (We) authorize the credit union to verify or obtain further information that the credit union may deem necessary concerning my (our) identity(-ies) and/or credit standing. 
I (We) understand that I (we) will be required to agree to the terms and service of MUCFCU's Membership and Account Agreement, Truth-in-Savings Disclosure, Funds Availability Policy Disclosure, if applicable, and any amendment the credit union makes from time to time which are incorporated herein, in order to open my (our) account. I (We) understand that I (we) will receive a copy of the Agreement and Disclosures applicable to the accounts and services requested herein. If requesting an account access card or electronic funds transfer (EFT) service, I (we) understand that I (we) will be required to agree to the terms of the Electronic Funds Transfer Agreement, in order to open the service requested, and that I (we) will receive a copy of said agreement. The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.


Equal Housing Lender logo
NCUA logo

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Certain restrictions may apply to the products and services described above. Contact the credit union for details. MUCFCU is not an entity of Miami University.