Open an Account
Rates
Products & Services

Checking Accounts

Share draft checking accounts are the alternative to expensive bank checking.

Savings Accounts

Regular, Kiddie Hawk, Silver Hawk, Holiday, Vacation, & Special, and Money Market savings accounts.

Second Chance Checking

If you've had trouble opening a bank account due to past mistakes, this account was designed for you.

VISA Credit Cards

All our credit cards, including the new Cash Rewards VISA, come with low rates and no sign-up fees.

Easy Wheels

We can help you find and finance your next vehicle through this no-cost program, now powered by TrueCar^®.

IRAs

IRAs can you with provide guaranteed funds for your retirement years.

CDs

CDs are one of the safest ways to invest your money.

Financial Planning

Achieve financial independence through clear goals and financial discipline.

Wire Instructions

Incoming wire transfer instructions.

Auto and Home Insurance

Find out if you could save with TruStage, an agency devoted to serving credit union members.

Other Services

Insurance, Coin Counting, Direct Deposit, Direct Pay, Safe Deposit Boxes, and more.
Loans

Auto Loans

Borrow up to 115% NADA value plus tax & title on new or used cars. You can even complete your loan online!

Personal Loans

Loans for personal expenses, holiday, vacation, or bill consolidation, with zero payments for 90 days.

Boat, Motorcycle & Other Loans

Purchasing a boat, motorcycle, RV, camper or other vehicle? We finance those too.

Home Equity

Borrow the value of your home's appreciation, as either a fixed rate loan or revolving line of credit.

Home Improvement

Let us help you increase the worth of your home with up to 10 years to repay and tax deductible interest.

Home Purchase or Refinance

Ready to purchase a new home or refinance your current home? We can help with your mortgage needs.

Commercial Loans

Whether you're looking to start or expand, our commercial loan team can help your business.

Student Loans

Pay for college with a Smart Option Student Loan, available through our partnership with Sallie Mae.

GAP and Loan Protection

Safeguard your loan from the unexpected with these payment protection options.
Mortgages
Online Services

Online Banking

Login to Online Banking.
More Info | Help Video

Online Credit Card Activity

See your recent MUCFCU VISA activity, or make a payment from an account at another bank.

E-Statements

Signup for E-Statements.

Mobile Banking

Get your current account balance, transaction history, interest rates, and more – anytime, from anywhere.

Online Bill Pay

Make or schedule payments to almost anyone.
Info | Sign Up | Demo | Help Video

Account Alerts

Get low balance or late payment alerts sent to your email.

Mobile Check Deposit

Deposit checks anytime, from almost anywhere, without making a trip to the CU!
Applications
Locations & Contact

Alerts

Wells Mill Office Closing

Our drive-through location at 420 Wells Mill Drive in Oxford will be permanently closing on Wednesday, December 18. This is in anticipation of the opening of our new Lynn Street office, scheduled for early 2020.

ACTION REQUIRED: Changes Coming to Online and Mobile Banking

Online Banking and Mobile Banking will soon send a one-time verification code to your phone, which you must enter in order to log in. If we do not have your current phone number(s) on file, you must contact us to update your phone number(s) as soon as possible.